INDUSTRIES / INSURTECH
InsurTech software built for quotes, policies and claims.
Quote engines, policy admin and claims tools, built at a fixed price by senior engineers working AI-first.
(01) Typical products
What we build for insurance.
- QUOTE
Quote and bind journeys
Short forms, rating rules and instant premiums that end in a bound policy.
- POLICY
Policy administration
Policy records, endorsements, renewals and documents with a full change history.
- CLAIMS
Claims workflows
Notification, document upload, assessment queues, approvals and payouts.
- BROKER
Broker and agent portals
Quotes, policies and commissions in one login for intermediaries.
- ONBOARD
Customer self-service
Policy documents, changes and claim status without a phone call.
- DATA
Underwriting dashboards
Loss ratios, referral queues and pricing performance for underwriters.
(02) What matters
What matters in insurance.
Insurance software holds sensitive data and runs on rules that change. We separate the rules from the code and record every decision.
Rating rules that change
Pricing and eligibility rules live in configuration with versioning, so a change does not need a code release.
Audit trail
Every quote, endorsement and claim decision records who, what and when, ready for a regulator or an internal review.
Sensitive data
Health, financial and identity data gets role-based access, encryption and minimal retention.
Legacy integration
Many insurers run older core systems. We wrap them behind clean APIs and move work across in steps.
(03) Architecture
A layered stack, on open source.
A typical InsurTech platform keeps the rules engine, policy records and documents as separate services with a clear audit log.
Apps
- React
- Vue.js
- Broker portal
- Customer self-service
Rules and workflow
- Rating rules
- Eligibility
- Claims workflow
- Approvals
Platform services
- Laravel
- Node.js
- Documents
- Payments
Data and hosting
- PostgreSQL
- Redis
- Object storage
- AWS
- Audit log
(04) Engagement
Three ways to work with us.
- 01
Fixed-cost projects
Scope, price and date agreed in writing before we write a line of code. Milestone payments, change requests quoted upfront.
- 02
MVP in weeks
From idea to a live, investor-ready product in 2 to 8 weeks, on open-source foundations that scale with you.
- 03
AI-augmented teams
A dedicated squad of senior engineers with timezone overlap, working AI-first. Scale up or down on two weeks notice.
(05) Pricing
Indicative prices, fixed in writing.
MVP SPRINT
STARTING AT
$6k
4 to 6 weeks
- +Discovery and fixed scope
- +UI/UX design system
- +Web or mobile MVP
- +One core integration
- +Launch and 30-day support
PRODUCT BUILD
MOST CHOSENSTARTING AT
$12k
8 to 14 weeks
- +Everything in MVP Sprint
- +Payments, KYC or ledger modules
- +Admin portal and analytics
- +Security review and UAT
- +CI/CD and cloud setup
AI-AUGMENTED TEAM
STARTING AT
$6k
per month, cancel on 2 weeks notice
- +2 to 4 senior engineers
- +AI-first workflow
- +Weekly demos and reporting
- +Timezone overlap agreed
- +Scale up or down anytime
(06) FAQ
InsurTech questions, answered.
What InsurTech software do you build?
Quote and bind journeys, policy administration, claims workflows, broker portals, customer self-service and underwriting dashboards.
Are you a licensed insurer or broker?
No. We build software for insurers, brokers and managing agents. Your compliance team stays responsible for the regulatory position of your product, and we build the controls and audit trails they will ask about.
Can you integrate with our core system?
Yes. We wrap existing policy or claims systems behind clean APIs and move journeys across in stages. We confirm what the core system exposes during scoping.
How do you handle pricing rules?
Rules sit in versioned configuration, so underwriters can request a change that is tested and released without rewriting the application.
Can we start with one product line?
That is the usual route: one product from quote to policy first. You own the code, so adding claims or another line later does not mean a rebuild.
Related reading
Guides on this topic.
- Custom software vs off-the-shelf: which is right for you?How to choose between building custom software and buying a ready-made product: cost over time, fit, control, speed and the questions that decide it.
- How much does it cost to build a fintech app?What a fintech app costs at a fixed price, why payments, KYC and audit trails move the number, and how our Product Build tier applies.
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